Monday, August 31, 2009

Job Fair Reflections

The second state wide Job Fair and Career Expo sponsored by NH Department of Employment Security and WMUR-TV appeared to be a smooth operation. It will take some time, of course, to know how many attendees will get jobs as a result of this event. But at the last job fair in April, despite its being most known for getting overrun by too many people, it actually produced north of 350 jobs for New Hampshire citizens.

As one who volunteered to work at the fair I got only varied snapshot views. I didn’t get much time to see the employers’ booths. What I did see seemed to be heavy on commission sales jobs. I guess a job fair is a place to refill high turnover ranks. In the early morning I parked cars. I noticed right away once folks stepped out of their cars that the crowd could be divided into two groups, those who dressed for success and those who didn’t. True, not every job required a coat and tie, and if your work history has been in jobs that did not require that attire, then you very well might not show up at a job fair wearing one. But on the other hand, showing up in “casual Friday” mode is not a useful tactic. Fortunately, as the day went on my admiration for the attendees increased.

I then performed resume reviews along with about five other professionals for four hours. About 35-30 people met with me looking for feedback and any advice that might give them an edge in this competitive environment. I applaud these people for sitting and waiting for a long time in order to speak with with one of the reviewers. It shows a strong commitment to their job search. However, I continue to notice that too many resumes are not showing the principle of professional branding. Good resumes need good leads that let a reader know right away who this person is and what they want to do. This simple notion still has not yet penetrated the conventional wisdom of resume writing. There are other improvement details that come up in these reviews of course, but none as important as building this paper as a self-marketing document. I also offered a presentation to about fifty people on the topic of career transition. The group was attentive and took notes more diligently than many graduate level classes that I have sat through.

Fewer people showed up to this job fair than in April. I wonder why. The unemployment picture is no better. Was it that too many thought there would be a repeat of an overwhelmed venue? Was it because many are starting to think that the Recession is coming to an end? Was it because people are starting to give up looking for a job? (Let’s hope it’s not that one!) Whatever the reason, I’m more inclined to be impressed by those who threw themselves into a hard day trying their best to navigate an uncertain event with more than 5000 others. When you’re out of work and wanting to work, looking for a job is your job. Making a job search plan and pounding away at it as you would a job for which you were hired is what needs to happen.

So, to those who stick with fighting against the odds and getting themselves back up each day to try yet again, I say congratulations. The NH Job Fair and Career Expo had many of you in attendance. I really, really hope that many of you find that a satisfying job came as a result of the fair.

[Via http://ryancareerservice.wordpress.com]

A Brief What, Why and How of the Popular Action Movement (Rough Draft)

The Popular Action Movement Rough Draft

A .PDF version of the Popular Action Movement’s first draft can be found here.

An Open Office version of the Popular Action Movement’s first draft can be found here.

A Brief What, Why and How of

the

Popular Action Movement

What:

Look upon the “Popular Action Movement” (PAM) as being the New State. Unlike the current State this new state would be us, the people ourselves, organised. There should be no State that stands above the people (us) and governs them: for “they” in fact are “us”. There should be no departments and ministries1. Yes, there have to be folks who are designated to do various jobs and to get things done but there should be no administration, no management personnel. In other words, we are not describing a protest movement here. Nor are we describing a political party. Thus the programme becomes: How do we provide goods and services for ourselves? How do we want to control the ownership of private and capital property? Do we want to outlaw interpersonal exploitation? We have to get used to thinking as a free people rather than as petitioners who beg them to do things for us. We are interested neither in begging them to look after us nor in voting for which people will look after us. We have to get used to being free and having to figure these things out for ourselves. We will figure these things out in the process of doing them.

Why:

For some time now, in fact for longer than we really want to know, but especially for the last ten years and intensifying over the past four or five years, there has been a marked concentration of wealth in the hands of very few people. Entities referred to as Corporations are drawing the wealth of society into themselves. This concentration of wealth has been accompanied by very little actual wealth creation with the result that most people have been getting poorer while a few people have been getting much richer.

Where is this wealth coming from and where is it pooling? In general wealth is flowing away from wage and salary earners and towards people who are deemed to own capital. The situation is more nuanced than this of course. Corporate financial entities are gaining control over most of the wealth and the people who control these financial corporations are directing the use of this wealth. In other words there is a group or class of people who work for wages and salaries and a group or class of people who control and direct the wealth of the nation. (There are also people who partake of both aspects and also those who fall beneath the entire process.) The two sets or classes of people mentioned first thus have an antagonistic relationship with each other and have different interests. The folks controlling the wealth understand these things. Most of the folks being stript of their wealth don’t understand these things. Most of them (us) don’t want to understand these things. In fact, many working people don’t even want to be considered working people, and in spite of every sign of a shrinking personal and social wage deny that this drift of wealth away from themselves (ourselves) is happening. Many folks who acknowledge that it is happening claim that this drift of wealth into the hands of trans-national bankster cartels is a good thing. Or folks claim that nothing can be done about it: we can work to overcome the worst of the consequences but the process itself it untouchable and unstoppable (the NDP line).

Although most people know and understand, very few will acknowledge that the concentration of wealth in the hands of the very rich is a political decision, agreed to and supported by all of the major parties in Canada, and in fact does not have to be happening. Let me repeat: the impoverishment of working people is actively (actively) sought by all of the major parties (Libs, Cons, NDP, Bloc) in Canada. The mass media support the impoverishment of working people. Most of the supporters of the impoverishment of working people don’t claim to be supporters of this policy. The supporters of the concentration of wealth in the hands of fewer and fewer and fewer people mainly pretend that it is not happening, or that it has to happen, or even that it is a good thing.

Furthermore: Capital has to return 5% on investment; if the economy is not growing at 5% or better the money can’t come from the pie getting bigger but rather has to come from some sector of society other than the bankster sector. It comes from a variety of places: the public sector through cut backs and profitisations; it comes from working people through the destruction of decent jobs and their replacement with low paying jobs and through the slow robbery of inflation; and it also comes from the industrial and commercial capitalists who are now the servants of the banksters. Social programmes are robbed. State owned businesses, for example water, electrical, gas and medical delivery have to be profitised. The Third World has to be increasingly impoverished and their resources stolen. Countries with a large social sector: the National Socialist Ba’athist regimes, Eastern European countries, Iran, North Korea, China and so on have to be destroyed and their state enterprises, mineral resources etc. have to be internationalised and profitised. Their social programmes have to be wiped out. These activities are on the agenda of all major political parties in North America and most in Europe. The European governments are pursuing these policies even though they were elected not to.

When folks say that these policies have to be followed and that the best we can do is to minimise the damage they are partially correct. They are correct unless one is willing to strike at the cause of all of this destruction and suffering: the rule of Capital over Labour (called the Dictatorship of the Bourgeoisie).

Let’s return our gaze to Capital Stripping the State. This process is quite far advanced in the United States of America. The National Debt continues to rise. The interest on the National Debt for the month of June 2006 was US$ 98,255,216,240.82 . There will come a time when they can’t even afford the interest on the debt.

It is our contention that the system in the U.S. of A. will be destroyed by the forces of Capitalism itself. Capitalism is beset by periodic crises of overproduction which lead to crises of unemployment. These crises are chronicled. We know when they happened, the events leading up to them, the severity and the duration etc. Everyone (and their dog) is predicting that a very serious recession (maybe even a depression) will begin very soon. This one will damage the system beyond repair but will not destroy it. It will take two more downturns in the economy, each one more severe than the previous, to destroy this system. In other words we are three downturns away from the end of the system. One will happen almost immediately and two more will occur with eight to twelve years between them. As State services terminate chaos will develop.

This is where PAM: The New State comes in. There has never been a situation where poor people have made a Revolution to overthrow rich people. That is a romantic fantasy. A Revolution occurs when the Rich and Powerful do not control the State: for example, the English Revolution 1642 – 1649, the French Revolution 1789 – 1793, the U.S. Revolution 1776 – 1783.

The other time a Revolution can occur is when the State ceases to function owing to general collapse of State Institutions: for example Russia 1917 – 1919, China 1924 – 1949. (At present there are several Revolutions going on in remote areas of the world where there is no effective State presence.)

We are building the Popular Action Movement now, so that it can be an organised force when the Institutions of State Power dissolve sometime between 2020 and 2050.

One should also take into account that the nature of the State is changing. Under pressure from Capital to profitise the services provided by the State, it is returning to its pre-1860’s nature, that is a bare skeleton. Before the mid-nineteenth century the State owned very little and did very little. What there was of Social Services were mainly run by the Church. There was no Post Office. Many roads were private. Much of the army was private. We can look forward to a pre-Victorian State. That is, a small group of people who award contracts to each other. Areas of the country which prove to be unprofitable: roads up North for example, or certain services: pensions and affordable housing for example, will just cease to exist.

These services will only exist if the people (we) do it. In a failed State situation Capitalists will take the cream. For example there will only be a postal service where it makes money. Hospitals and procedures will only be found where they make money and only rich people will be able to use them. Services will be a business like any other and will only be found where there is a return on investment. Also we will have to be organised enough to compete with global Capital in those areas in which they are profiting, that is where they will still be found.

Further, Working People will also have to contend with Local Capital moving in to replace Global Capital. Local Capital merely replicates the system and renews interpersonal exploitation only with a lower living standard and less efficiently.

Coping Mechanisms and our self-willed decay:

Two mechanisms employed by folks in the face of shrinking real wages, generally disguised as rising prices, are to do without and/or to go further into debt. People under thirty-five or so often find themselves going without. They often don’t know that they are going without because they aren’t fully aware of the sorts of options that were available to people in their situation twenty years ago. Houses, holidays, travel, home furnishings, wardrobes, cars and other toys for adults were more readily available. Higher education was open to a wider strata of society and upon completion the graduate was left with a smaller debt, more options and generally greater buying power.

Folks in their twenties find themselves tasting fewer of these pleasures and/or building a greater debt for themselves in order to have them. Their debt is accumulated mainly in the quest for a higher education. Other aspects of experience/acquisition are indulged in to a lesser extent than they were by people a generation ago. This is often true in the case of purchasing a house and of family life in general. For their part, older people often are drawing down the equity on their houses in order to maintain their “middle-class” life styles.2

The Result of these Coping Mechanisms:

Doing without, cutting back and going further into debt are non-sustainable mechanisms for the maintenance of a thriving economy.3 These non-sustainable coping mechanisms are the only reactions available to us as the objects of history.4 But in fact these reactions, these coping mechanisms, serve merely to undercut still further the already faltering economy. The economy is driven by what is referred to as effective demand. In other words, the housing industry is not driven by peoples’ need for houses but by people with ready cash who want to buy houses. That is, for the demand to be effective it has to be able to be put into effect. Without cash (or credit) there is no effective demand.

Throughout the first half of 2006 we saw the debt levels of the consuming public approach credit maximums. This emerging trend became more distinct in July of 2006. The financial statistics released in July 2006 suggested that the demand for autos and houses is weakening. It is the opinion of many economic analysts that we will see a deepening of this trend as 2006 proceeds. It is highly likely that the trend will accelerate. In fact it is very likely that we are slipping into a major recession.

The problem of the concentration of wealth by the very rich and the impoverishing of most of society is continuing and is supported by the two major parties in the U.S. and by the four major parties in Canada. There is no reason for this trend to turn around. Over 99% of the voters in Canada and the U.S. support it. It will continue. It will destroy our society. In twenty or thirty years the social fabric will tear.5 The roads will fall apart. The school systems will cease to exist. The hospitals will close. In fact health care will cease to exist. The lights will go out. Food will not come through from the South. Fuel will be unattainable. This does not have to happen. It is merely a political decision. Or political programme. One that is promoted by all four major political parties in Canada. One which almost every voter supports. It is a political decision that over 99% of Canadians and Yanks are in favour of. It will happen. We are witnessing the Fall of Rome. It is self willed and self caused. Everyone seems to support it and everyone supports political parties that are promoting it. It is very bazaar.

Self Organisation:

Thus our survival depends on our ability to organise ourselves to provide for ourselves. In other words to take our future into our own hands and to become actors rather than objects. As the current supply and command lines fall apart new ones will take their place. Thus we have an opportunity to replace a failed system of alienation and exploitation with a democratic collective response. One in which Labour rules. One in which millions of people can organise themselves without a new clique taking over.6

Our organisational norm must be Democracy. We are attempting, as individuals to work out our individual salvation. We are coming together not to acquire new supervisors and new bosses but to enhance our personal liberation through a pooling of resources. Further, and just as important, to live a full life in this climate people have to live in a community. Yes, for periods of time one can exist alone, but heavy jobs require many hands.

We do not seek security, comfort and a social wage through collective action in order to be brought under someone else’s control. In fact one’s struggle against alienation is just as important as one’s struggle against economic scarcity. Many of us will gladly give up some worldly comfort in order to live a freer less alienated life.7

These reasons and many others spur us on to build Democracy into any collective response to social or economic problems. Let’s unite our desire for a self-actualising existence with Democratic practice, that is, let’s achieve Democratic Praxis.

A Democratic Starting Point:

We have to start somewhere. Over time, with trial, error and reformulation, we will (hopefully) come to a Democratic framework for our new community. Or maybe we won’t. If we fail there is a good chance that others will be able to build on our attempt. You can look on this as progress.

Democracy is both impossible and unnecessary when dealing with few people. Democracy really comes into itself when the number of people involved in a project is larger than the number of people one can interact with on a personal level. At that point it is inevitable that some people are going to be more equal than others unless Democracy is enforced through each person’s internal discipline augmented with a structure which encourages Democracy. If you see that as being idealistic, well consider the fact that folks can talk with one another, and, if Democratic processes are considered to be the operational norm, then if people with special responsibilities repeatedly disregard the wishes of the masses, the masses themselves have to disregard the actions and policies of that/those non-Democratic folks. Which is to say folks must follow an intentionality of Democratic behaviour.

Let us then start by considering the organisational structure of an organisation with around a hundred members. I pick 100 because that is obviously more people than one can relate to on an interpersonal basis8. If one wishes to be able to maintain media, energy, food and educational facilities it is easy to see that more than a dozen folks are going to have to co-operate without taking advantage of each other. There are 4,000 buses in the Montreal Transit Authority. If it is to be run Democratically some sort of structure will be required.

There are break over points. For example a person can maintain relationships that are close and egalitarian with, at the most between 8 and 13 people. Some of us through circumstance, personality etc. can stretch upwards towards 13 people. Most of us however, fall somewhat shy of that number. How then can 100 people co-operate without hierarchies developing? Furthermore if there are between 21 and 33 people in a room it is just barely possible to run a meeting Democratically without some folks losing out. Some people speak better in public. Some people are shy or feel that what they have to say is not as important as what some other people have to say. How then can we possibly have a meeting attended by 100 people without the loud mouths taking over?

These are real problems which to date almost no movement or group has been able to solve.

So let’s break the situation down to the smallest number of people who if they really really tried could possibly get along without an inner and outer circle forming: without two classes forming. We are back to the limit of an organisation of between 8 and 13 folks. We can’t provide for ourselves with that small an organisation. We couldn’t even operate the London Transit Commission. We would still be buying necessities from trans-national corporations, private capital or the State. Any of these “solutions” would lead once more to alienation and to wealth being transferred out of our community. Alienation, exploitation and oppression would follow9. God Almighty, how many times in the 20th C. did we see that scenario play itself out. So a political programme that can not build Democratic consensus among more than a dozen people is useless. A social-economic-political programme that, whether by default or on purpose allows the continued existence of the current socio-economic-political model is useless.

So here is the problem in a nutshell. The upper limit for a functional egalitarian group seems to be around 8 to 13 people. On the other hand a political unit that small can’t functionally accomplish anything. The Popular Action Movement is posited as being a new State. Thus our hypothetical size is roughly the same as the population of Canada. There are, in fact, very few actual capitalists who matter. Most successful changes of State isolated about 7% of the population. That is the norm established by the French and Russian Revolutions. I don’t know this for sure but the English Revolution most likely isolated less than 1 % of the population and merely removed political influence from the governing strata. The NDP has 100,000 members but is unable to affect our quality of life. It can help a little bit, say in quantity: higher pensions, lower university fees, somewhat better health care. But it’s a game of inches. Our basic alienation and exploitation remain. The problems outlined at the beginning of the paper remain. I’m referring back to the ongoing fall in our standard of living and the very real possibility, perhaps even inevitability of a general collapse of society. On top of that there is the alienation and exploitation inherent in the system.10 In other words eight people acting alone can’t save themselves, let alone the world. This unit of eight or so people has to find a way of federating with other similar units so that the Democratic federation gains the strength of unity without giving up the immediacy of Direct Democracy.

We have to develop both a form and an intentionality in order to achieve and maintain Democratic norms of behaviour. The group of let’s say 12 people has to delegate two servants or messengers who will carry the messages of that dozen people to a convenor. That convenor will consult with messengers from three or four of these dozens and of course the agendas which emerge from these consultations will be returned to the dozens. To-ing and fro-ing might have to go on before everyone is satisfied but the numbers are small enough so that no one would be left out so long as the dozens themselves are vigilant, that is, in the final analysis each and every member should make sure that the representation is functioning.

Necessary conditions for the functioning of this fundamental grass roots Democracy include, but might not be limited to the two messengers being loyal to the people who send them. Further, they can’t operate for outside forces but must maintain internal loyalty and solidarity. They must be chosen by and be responsible to their little core group. These messenger/servants have to speak personally to each person they represent on a regular basis. E-Mail doesn’t cut it. Phone calls are out. There has to be person to person in person communication so that there can be no mistake about the message or the messenger. Two people between them can service and represent 12. That 12 includes themselves. At this stage of the game this is a difficult task and therefore the number of people that each messenger is responsible for will be somewhat less. This is caused by the fact that we aren’t, at this stage, consolidated. The messengers don’t come into contact with the folks they are responsible for in the ordinary course of events. Thus the task weights more heavily upon them than it will when most of the folks one meets in the course of a day are in PAM and these tasks will be carried out without any extra effort by the messengers.

Three or four (at the most) of these groups can co-operate and pool resources for projects. A Unit with a maximum of around 36 people can be built. The leading figures in this group would be the six (or eight) messengers carrying the thoughts, wishes and desires of the membership at large, a convenor who directs and co-ordinates the group meetings making sure that every person has equal access to be heard and that the agenda is not captured by a clique. The convenor is also a servant of the membership but obviously not a messenger and therefore does not put items on the agenda any more than any other member. There should also be a secretary-treasurer. Everything the sec’y-tres does must be monitored by the messengers.

However, even 30 to 40 people can’t run a power generation system, a public transit system, a food chain or an educational system. Industry would be impossible. A telephone system would be out of the question. Pharmaceuticals and health care would not exist. Every one with heart or kidney problems would die. Even setting a broken leg would be a dicey job. Eye care and dentistry would not exist. We would have to take at least a 50% death rate. Setting up decentralised small collectives might improve the lives of the people in them but they do nothing for society at large. They do not, in any way, question the system. In many ways, like reformist politics, they actually reinforce our subservience to the Trans-national Corps and the Banksters. They are nice but they aren’t a political response that counts (matters).

In order for the forces of Democracy to actually run the system there will have to be active co-operation amongst and between these units of 30 or 40 people. Core Democracy can be maintain so long as the messengers remain loyal to their groups of 12.

Inter Unit Co-operation:

We can await the Fall of Rome due sometime between 2020 and 2050. If everyone does nothing to prepare for such an event perhaps some 20,000,000 Canadians will die.11

On the other hand we can figure out a way for these proposed Units of 30 to 40 people to co-operate in some sort of federation without exploitation or oppression. This way we will be able to keep the lights on and our houses heated. We will be able to maintain a functioning food chain; maintain and develop the Arts and Sciences; keep the buses running; maintain garbage and recycling programmes; etc.

Let us return to the model that we were developing: 100 people working together in harmony without interpersonal systematic oppression. Let us posit that the organisation be divided into three Units so that each Unit would have two messengers for each dozen or so members plus a convenor and sec’y-tres. Each Unit would also have two delegates to a committee that would maintain lines of communications amongst and between the Units. It is this “committee of delegates” that allows the organisation with 100 members to function in a co-ordinated manner.

Larger Groups of People and the Transformation of Money into Capital:

Most socio-political groups seem to spend a large proportion of their money on self-promotion. (The exceptions to this are to be found among the ethnically based groups). We, however, are building a new society and are capitalising ourselves. Indeed we really require the propaganda of the deed12. In our case that would be working models of worker and consumer co-ops. Very little can be done with money an organisation (say, for example the Popular Action Movement [PAM]) collects whilst it has fewer than a hundred members. Any income in those circumstances would be used as the delegates to the Centre agreed. They would have to clear their spending policies with the Units which delegated them of course.

Let us now take a leap into fantasy. The fantasy we are about to explore (or one similar to it) will have to come into existence or else we will be in dire straits after the current regime falls apart. This fantasy deals with the concept that a self-defence organisation capable of focusing considerable energy and “capital” might actually develop. This organisation would be able to supply life-support services for a very significant sector of the population, that is for its own members. People would be taking care of themselves/each other. In other words as the present system bankrupts itself we will be able to restructure without millions of people having to die.

Let’s assume that 100,000 people, in other words an organisation about the size of the NDP, were to group themselves into Democratic self-protection Units. In this hypothesis all numbers are approximate. When I say 100,000, I mean a number in that region. Apply this concept of “approximate number” to all subsequent numbers. I am trying to demonstrate relative sizes in an approximate manner.

In our outline above we put forward the organisational norm of 12 (or so) people in Democratically structured “dozens”. We then went on to develop how 30 to 35 people (or so) could form Units made up of the “dozens”. Each Unit of 30 (or so) people would choose two delegates to a co-ordinating committee. If we were to divide 100,000 by 30 we would come up with approximately 3,400 Units. Since we have called for two delegates from each Unit and since one can’t have a Democratic meeting of more than 35 people no matter how hard you try, the number we come up with is too large to be manageable. Thus we would have to form approximately 225 co-ordinating committees. Each of these would be structured exactly like the original Unit. With each of these sending two delegates each to Regional Committees we would end up with approximately fifteen Regional Committees and thus one Inner Committee of 30 people. Or to rewrite:

Dozen

Unit

Co-ordinating Committee

Regional Committee

Inner Committee

Look upon these as being circles within each other.

Who Spends the Money?

Here we go. Into the dreadful details. The Dozen and the Unit, may if they want, hold fund raisers for their own events and activities. Dues and general revenue of the organisation will, however, be split between the Co-ordinating Committees and the Regional Committees. The Inner Committee may hold bake sales etc. if they want. The key is that entry level organisations should not have disposable income. Income should be pooled so that larger projects can be undertaken. It is very easy for a special interest faction to use a Unit’s income for their own purpose and to bleed the organisation so that the main purpose of the dues is thwarted. Likewise the Inner Committee should not have access to the organisation’s funds. Money at the Centre is a corrupting influence and under mines the ability of the organisation to actually, in real terms not just rhetorically, act as a federation of self-governing sections.

The Organisation will divide its money into Three Purses:

1] Group Capital:

One third of the Group’s Income, after membership is more than around 100 people will go on Group Capital. This means buying capital goods to be owned by and used by the group (i.e. to be owned by the organisation as such and used by members of the organisation): buildings, large colour printer, equipment for trades-folk, etc. Or they could be things owned by the group and rented to members: ladders, canoes, sound and light equipment, etc. The point is this stuff should make a return on the investment for the organisation and further job or re-creational activities of the members or provide goods or services for members of the organisation. These moneys might (see below) be investments in other capital holdings, that is buying into existing capital formations or going in on something with members or group of members. Group Capital in alliance with Private Capital is dodgy. Much care would have to be exercised. For example the capital involved should be material not a financial instrument13. It should be local and easily controlled and monitored by the organisation and members thereof. Examples of this might be a building, bar/club, studio/exhibition space, video production facilities, camp grounds, etc. See below for a discussion of the organisation’s attitude towards interpersonal exploitation.

Group capital essentially builds the socialised sector of the economy. It should be noted that one might think of this as the “nationalised sector”. However the nationalised or crown corporation is not socialised unless the state is run by the working class. This has been pointed out for a hundred and fifty years. When the Tories nationalised Hydro they did not become socialists. No, they were just providing an infrastructure to benefit capital. Group capital builds the resources of the Group (the new state). However the group is founded in Democracy and has an anti-exploitation, that is pro-working class, orientation.

2] Member Capital:

One third of the organisation’s money, with the same provisos as above, would be Member Capital. As with the Group Capital above this does not include operating capital. Operating capital is best filed under “expenses”. Groups of members grouped into co-ops would get preference and workers’ co-ops would get preference over consumer co-ops. See a discussion of this below. Worker Co-ops/Group partnerships would rank the highest. These capital grants to members would be in the form of forgivable loans. In other words the organisation would fund member owned businesses with preference given to co-operatively owned businesses. See below for a discussion of the corporate model.

3] Expenses:

One third, and only one third of the revenue collected and generated by the organisation after it achieves a membership of around one hundred people will go to expenses. THIS IS VERY IMPORTANT. Most political movements and parties, social and support organisations, protest groups etc. spend almost all of their money on expenses. Most of it seems to be for publicity. PAM strives for the propaganda of the deed. Actually fund workers’ co-ops. Actually build an alternate infrastructure. Also we must make sure that most of our expenses are not self-promotion. It is very important that the organisation actually provides services. Health, education and other social services: pensions, affordable housing etc. come to mind. We have to become the State.

A Quick Look at Three Words: Exploitation, Oppression and Alienation:

Exploitation:

One exploits to gain an advantage from. For example, one would exploit the natural resources, or a loop-hole in a tax law but one would not oppress them. Like wise one speaks of capital exploiting working people. In other words, money is made through the labour of others.

Oppression:

Oppression is a consequence of unequal social relations between people. If one set of people have a superior social position backed up by force or social convention (etc) they can oppress the other folks, e.g. treat them poorly in some way. There are of course varying degrees.

Alienation:

Books have been written about this. The concept in this idea is that something is turned away from its proper functioning in a relationship. For example, one can be alienated from one’s work (or labour, or creativity) if the manner of doing the work and the product of the work are beyond the control of the worker / labourer. One can feel / be alienated from a situation, for example aspects of a social situation or society.

Other Words:

Certain words are showing up in our agendas these days.

Group Work:

These are tasks having to do with the functioning of the group itself. There are three kinds of Group Work.

1] The administration of the PAM itself. In other words the tasks assigned to the messengers, convenor, sec’y-tres and when the time comes the delegates.

2] Running a PAM owned and operated “company”.

3] Engaging in Movement (Political) activities originating inside of PAM and directed for PAM members, e.g. film or lecture series, or a camping trip (etc.), or an action directed to the outside, a social or political campaign of some sort.

Mass Work:

Same as point [3] above only on the basis of individuals dealing with individuals some (or one) inside of PAM and some (or one) outside of PAM.

United Front Work:

This is PAM as a group working together with other groups or group as groups.

Popular Front Work:

Same as Mass Work only on a grander and more organised, “official” basis with perhaps agreed upon guide lines.

Strictly speaking, United Front and Popular Front work are variants of Mass Work, only larger, more formal and more programmatic. Also, what with the PAM being a proto-state rather than a movement or party all of these terms should apply to work inside of the PAM and work outside of PAM would be External Affairs. If and or when reality reflects proposed reality the terms will have to be adjusted to take this point into account.

Quasi-Structural Questions:

First the Question of Wage-Slavery:

This is a key issue. Chattel Slavery has been abolished. It was never a big deal in Canada anyway with no more than 20 slaves at any given time in Canada’s remote colonial past. These were all household servants of rich French aristocrats and were not part of the economy as were the chattel slaves of the U.S. South who were in fact farm hands (as well as those who were servants). (field niggers and house niggers)

Today Wage Slavery is the dominant mode of production under the Capitalist system. Capital exercises a Dictatorship over Labour. Many people support this arrangement and get very upset at the very idea of overturning it. One does not even have to mention overturning the Dictatorship of the Bourgeoisie. The fact that someone, somewhere at some time actually suggested that Labour could turn the tables on Capital, that the expropriators could themselves be expropriated is enough to drive some defenders of capitalism crazy.

However, what we are attempting to do here is to build an alternate society. A self-defence organisation. There are all sorts and conditions of people who would combine together for mutual aid: some who would support the Liberation of Labour and some who would not.

Thus we will have to have an incredibility wide range of responses to present economic perils. Why, over there, there are folks who would ban wage slavery. And, way over there, there are folks who would have PAM give grants to members who would like to set up businesses using current business models. Wow. I circulated a first draft of this document in which I defended the latter view. I heard about it. That’s for sure. So I circulated a second draft in which I sided with the folks who would ban wage slavery. And then I meditated.

In fact, although I would like all slaves to be free can we put that forward as a funding requirement in PAM?

We are saved by the federative nature of PAM. Since funding lies with federative parts and since the Centre does not control funding and since decisions have to authorised by outer rather than inner circles then delegates are beholden to those who choose them, rather than by those they choose. So a variety of responses are possible.

I expect that there will be a Regional Committee or at least a Co-ordinating Committee that forbids inter-personal exploitation. There might be another that does not forbid it but will not fund it. And of course we can expect that many, if not most, sections of the organisation will not only permit petty bourgeois involvement but will also give start up and expansion capital grants to them. We can imagine this especially with regard to the Trades: plumbers, machine shops, print shops etc. In fact we can see refinements of these policies. For example, funding a privately owned print shop only if it is Unionised. Funding a Trade so long as the employees are also getting apprenticeship training, etc.

Lines of Command vs. Peer Supervision:

In the previous section I tried to outline some of the various responses available in coming to terms with wage slavery whilst maintaining a working class perspective. Here I am trying to come to grips with the problem of line command. We have even less experience in dealing with the problem of line command. In fact the main enemy of an egalitarian society is not Capitalism. Capitalism is in the process of collapsing and if it requires a push to help it topple I’m sure there are many people who would be glad to be of assistance. Here we are dealing with line command. This is one of the chief support mechanisms for Bureaucratic Collectivism.

No matter how Democratic the State might be. No matter how carefully we preserve Democracy within the political organisation, all will come to nowt if the other aspects of our society remain anti-Democratic. (That’s right Anti-Democratic. The struggle against Wage Slavery is only one aspect of the struggle of the Democracy against the Anti-Democratic forces, as seen from a working class point of view.) It really is a struggle. Above all, we don’t want to suggest that certain things, say interpersonal exploitation and line command, are O.K. now but will be phased out. That in itself creates two class of members: those who are O.K. and those who are sort of O.K. But we must take some sort of working class stand. The working class does require its own organisation. I would like to be part of a working class organisation. We will just have to tackle the problem of funding the petty bourgeois when the time comes. After all it may happen a few times and then just not be approved of after awhile. All grants, after all, will have to receive Democratic out in the open approval, and the willing support of the masses.

Like wise the problem of line command. Please meditate on this problem. As stated earlier, it is, in many ways, much more threatening than Capitalism. We will be undone if we work for companies with lines of authority designed to suit this current authoritarian society.

Line command in the armed Ministries, for example the Armed Forces and the Forces of Law and Order, also undermine Democracy. These processes are incompatible with Democracy. Neither cannot exist in the same State for more than a couple of generations.

Although line command in any corporate structure is dangerous, one can readily see that this is the case in Health and Education. Indeed, although this is a different topic, the corporate model itself is also incompatible with Democracy. There will most likely be sections of PAM that will outlaw Corporate Structure.14

I’m not sure where this is leading or what the structures will be like that we discover along the way. I don’t know how to go this far. Believe me, I spend more time than anyone I know working on these problems and I have discovered no sources to fall back on. Yes, there have been many writers/philosophers who have argued for social arrangements similar to those promoted in these pages but no one seems to have penetrated beyond vague revolutionary rhetoric. We are breaking new ground. No words have actually been developed to communicate our ideas. This political direction is without an adequate label at present. Many folks are fairly sure how to achieve Democracy around one hearth. Some very good paradigms exist for establishing Democracy around a collection of hearths. The outline above for the structure of PAM is the only workable solution I’ve seen for a collection of a collection of hearths. When you unpack other models they turn out to be Vague Revolutionary Rhetoric and Liberal Idealism. But we are more comfortable with that aren’t we?

People should not be enthralled to authority structures, lines of command, bosses, etc. Since capital will be required for some time to come we have to discover ways and means of controlling Capital outside of Capitalist norms. There are a few years between now and then. Let’s figure this one out together. Otherwise our work will fail after a couple of generations.

The Collapsed State:

PAM is the New State. But it is a Collapsed State. By that I mean that there is no superstructure outside of the masses. There can be no Ministries standing outside of PAM. No bureaucracy standing outside of PAM. Decisions of State will be made in the Units, Co-ordinating Committees, Regional Committees and the Inner Committee. There should be no line command. PAM is the State. The State is PAM. The State is the Organisation outlined above. The Civil Service, then is limited to the people who actually get things done. The health care workers, the teachers, the road crews, the garbage men and so on. And these people are members of their Dozens and Units, which is where the decision making will actually be done. Where the Power will actually reside. These are difficult concepts. That is these concepts are difficult to conceive of. Consider a single person. They would be in their dozen and themselves or a buddy would be the messenger bringing their views to the convenor and the group’s thought to them. This political kinship might be based upon “casual” friendship, work associations, professional associations, hobbies or sports, place of residence etc. In other words a person could associate with the organisation in one of several ways. However on top of the primary association that person might work in a workers’ co-op in which others associated as their primary association. You see, no one has tried to work this structure through in practice. The practice will define itself.

At present we all serve the person through which the money follows: straight capitalism. In some situations we work in more than one place and therefore partake in more than one command chain. If we go to school there is a command chain there as well. When we confront Civil Authority we confront another Command Chain. When we talk to a politician they are supposed to obey us but they don’t. They are beholden to a power chain that they won’t tell us about. Therefore they give us the run around because they can’t / won’t admit to the public, their supposed boss, who the real boss actually is.

Most likely it will take us a couple of tries at least before we can successfully confront and overthrow the Command Chain system.

Finance Capital vs. Industrial and Commercial Capital:

Imperialism has been defined as the situation obtaining when Finance Capital trumps Industrial Capital. We have dealt with the political complexities surrounding the question of inter-personal exploitation especially at the point of production. Although we have been relatively silent about it, that also introduces the question of alienation from our creativity. Going beyond that there is the bankster community. It is the banksters who control the Globalisation agenda. Most of the so called trade in the world is in financial securities and debt instruments15. In this era of decadent capitalism the folks who make, wholesale and retail stuff are small potatoes compared with the gangs of loan sharks. Let’s go beyond retailing debt. Let’s talk about wholesaling and creating the credit itself that is fronted to the banks and that they loan to us. What are the mechanisms through and by which credit is created? Think in terms of bond issues in hundreds of thousands of billions of dollars. Derivatives are pre-packaged debt.16 This is what “free trade” is about. Six months and out.

Although this is a discussion of a peaceful process: a federation of self help and mutual aid communities it is, in its own way, a guerrilla war. The first stage is a hit and run situation. In our case this is the situation of the isolated mutual aid group. The second stage is that of defending a liberated zone. This is the stage of owning land and productive abilities. The third stage in a traditional guerrilla war is going over to the offensive. For us that would be defining our own means of exchange. In the meantime we will continue to have bank accounts, deal in CDN$, use credit cards, write cheques, have student loans and mortgages.

But the time will come when we will have to deal with the question: in what does value reside? The time will come when we will have to confront questions such as: is interest permissible? How do we prevent our earnings and savings from being rendered valueless through inflation?

We have just begun to figure out these things out. The time is past when we could indulge in Vague Revolutionary Rhetoric and Liberal Idealism. Pam is a serious political movement. As a state coming into being, it must address all of the questions a state must address plus more: we are also engaged with the questions of Exploitation, Oppression and Alienation. See above.

Driven Insane by Activists:

In many small militant groups people are driven. There are always more causes crying for attention than there are hours in the day. And the militants are forever phoning you up and urging you to come to one more demo, to sign one more petition, to go to one more meeting, to see one more movie, play, art opening, hear one more speaker and to give one more donation. As Capitalism collapses, as it sinks into barbarism these calls become more frequent and more urgent. And fewer and fewer will be able to respond. We are working longer and longer hours. The buses are less frequent or the car breaks down because it’s older. The stresses on us individual working people trying to get through the week and find some time for ourselves mount. And the chattering classes chatter. And devise ways in which they can become the new bosses. I’m including in this not merely the N.D.P. as most people do, but also the so-called Communist and Trotskyite groupiscules. You can’t get to Anarchy from here. North American anarchists are mainly petty-bourgeois driven into a frenzy by capitalism. This is important. Listen to them talk, from Social-Democrats to Marxist-Leninists – they are going to free us. They are going to run society to benefit us.

But as stated many times above, PAM is the New State. As such it is inclusionalist. Not exclusionalist. Most people will have something better to do. Thus the messengers will carry the wishes of the silent and absent to the meetings.

Mobilisations of the masses at critical historical moments have a duration of three years maximum. Thus if a mobilisation is called too soon the masses will have burnt out before the issue comes to a head. People will want to get back to their children, careers, rose gardens, stamp collections and sweethearts.

Thus we should establish a rule of thumb that only one member in four17 is an activist, one activist in four is a militant and one militant in four is a cadre. The messengers carry news and opinions to and from the members at large and the meetings. Thus if all of the members of the State have to be consulted on an issue everyone can have personal input within two or three days without a meeting of more than 35 people having to be called. Peoples’ Democracy. The Organisation must not weight heavily on the shoulders of the members. It has to be an agent of Freedom. We are attempting to make government Democratic and inexpensive without it becoming a burden on our time.18 Indeed the messengers, ideally, should meet the folks they are representing during the course of a month without gong five minutes out of their way. A messenger should be representing a work-mate, class-mate, fellow in a bowling league, the guy in the next apartment, etc.

O.B.U:

Yes, of course the Popular Action Movement is the One Big Union. Although is has not been decided to limit membership to working people, the general line is that systematic Exploitation, Alienation and Oppression will not be overcome until the cause of these woes, Wage Slavery, has been abolished. Thus the organisation advances the demands of working people as working people. As the organisation grows it will be able to bring the support of the class to working people locked in crisis situations vis-à-vis Capital. Although the political philosophy behind PAM has, as yet, no name, PAM as OBU, like other Unions of this nature, would not seek certification. Our goal is not to seek strength through a decree from the present state but rather to seek strength through the solidarity of its membership. This would play itself out in scenarios such as nothing in, nothing out of a Struck location: the hot cargo rule. This would be supplemented by consumer boycott, easier in a wholesale situation than a retail one obviously. If workers’ grievances in a certain employment situation have become intolerable then the masses of our class should have nothing to do with that employer as a matter of course.

The Brief Outline:

The preceding was a brief outline of the concept. Obviously more was left out than was included. Much work, indeed years of work and (social) experiment are now required in order to fill in the blanks and to work out a functioning system. Let’s begin the voyage.

Notes:

1 This introduces the question of “line command”.

2 The rich getting much richer and the poor getting much poorer are even stronger trends in the U.S. than they are in Canada. It should be noted that all three major political parties in English Canada (as well as the Bloc in Quebec) want Canada to integrate to a greater extent with the U.S. economy and to become more like the U.S. socially, politically and economically. With no force opposing and every force encouraging greater similarity and integration we have to assume that this is the way of the future. We can expect, at least over the next ten years, that we will become more warlike, have greater differences between rich and poor, have less access to health and education, higher unemployment, more people in jail, more crime, more racism, more interpersonal brutality, more pollution and more carcinogens among the many other benefits that being like Yanks will bring: including being hated by the rest of the world. The Conservatives are all over this. The Liberals are into “deep integration” and the NDP is convinced that becoming like Yanks will solve the problems in Auto, Steel, Lumber, Beef, Base Metals and advanced technology. And you know that this note is true.

Thus we can assume that the road we are on, that of the ruin of the working and middle classes, will continue and even accelerate. We are all agreed that the only option for Canada and Canadians is to copy the U.S. social and economic model. We should tie ourselves to the U.S. so that Parliament is no longer sovereign. We should be governed by treaties between the two countries rather than by the laws of our land. In other words Congress trumps Parliament. Thus we can posit a future in Canada controlled by the destiny of the U.S.

The problems faced by Canadians with respect to health care, education, falling wages, increasing unemployment, jailing of people because they aren’t white, increased interpersonal brutality etc., etc. are more acute in the U.S. Over 99% of English Canadians support Political parties that work towards greater integration of Canadian Society into the social and political norms of the U.S. It will happen. There is absolutely no doubt about it. Ask Martin. Ask Layton. They are totally in favour of the “Americanisation” of Canada. It will happen. It is happening. It will continue to happen.

3 One should note how anti-popular that sentence was. That is the type of wording one finds in essays on political economy. That’s because most essays concerning political economy are written by hirelings of the ruling class who don’t concern themselves with the plight of the masses. A popular essay such as this one written for and by working people has different concerns. We don’t look at the economy as some sort of computer model in which we juggle parameters. No, we look at how we can control the levers of production, and in harmony with nature, provide for our needs: physical, emotional, social, intellectual and spiritual.

4 We seek to be the subjects, the actors. We have to make history and fashion our lives. We will no longer merely re-act to our circumstances. We will create our circumstances.

5 An explanation of how this estimate was arrived at appears later in this document.

6 A headline concerning the Zionist war-crimes in Lebanon read “Vigil in Liverpool Fails to Stop Bombing”. And yes the article was even better. We are not alone in understanding that actual functioning structure on the ground, for example a Bicycle Co-op, is more valuable than peace Marches. If I were a police agent I would organise peace Marches. They keep radicals from doing something useful. As someone said to me “But we have to do something! Well Marches are next to nothing. Oh yes. Have a Peace March. They are lots of fun. Even in bad weather. But don’t confuse them with getting organised. Only through the Democratic Organisation of our Class will we get anywhere.

7 Alienation comes in many sizes and models. One form that bedevils Canadians is alienation from community: we are often isolated individuals lacking the reality of Social Solidarity.

8 Also because an organisation is impotent until it reaches a membership of around a hundred.

9 Partial definitions of these words will follow in due course.

10 Yes , that’s right, those violins in the cistern

11 I have written in other places, and will do again and again until you are sick of it, about business cycles and the problem of family, city, state, corporate and federal debt in the U. S. of A. This is not the place for a digression based upon the crises of overproduction given the current social arrangements in the U.S. The U.S. is currently entering a severe downturn in the economy from which they will never truly recover. Two more will follow each one worse than the preceding. The timing of these events can not possibly be known ahead of the events. This time around hundreds of thousands of folks will lose their jobs, standard of living, pensions, etc. The government will be on the ropes financially and many services will be dramatically cut back. Cities in the U.S. will burn in the summer of 2008. Things can only get worse after that. The U.S. is, don’t forget, “post-industrial”.

12 It is unfortunate (but necessary) that, at present, our meetings are so dominated by structural and programmatic details. This is meant to be a Popular Action Movement. We are quite wanting in action at the moment.

13 This brings up the issue of financial instruments, debt, interest and the empires built upon these constructs. In due course solutions to these questions will have to be found. For the time being we should avoid finance capital. We may find that all financing will have to be done by the State, that is by PAM and a policy of deflation followed. Interest will have to be forbidden.

14 For the record: A Co-op works on the premise of one person one vote. Corporate organisation works on the premise that the more capital a person has the more votes they get. Co-ops are designed to protect and represent the needs of people. Corporations are designed to protect and represent the needs of Capital.

15 In fact the biggest trade item BY FAR these days is pre-packaged debt.

16 The chart on the next page is of unregulated over-the-counter trades in derivatives.

17 Or should that be five? We don’t know at present. Time will tell.

18 Please note, however, that a Capitalist State is very expensive and as such we spend many many hours per year working for the government not for ourselves. Don’t know for sure, but the average worker mostly likely spends over 50% of his work time working for the State. The proposed State would cost perhaps one tenth as much as our current Capitalist State.

[Via http://pamdocuments.wordpress.com]

Sunday, August 30, 2009

FDIC IOU's? Not Quite Yet...

Larry Wright/ Detroit News

If you lost track of what’s happening with the FDIC, one of the few competent bank-related regulatory institutions we have left, they’ve overseen the failure of about 84 banks so far in 2009.

The FDIC had a fund to insure these banks’ depositors of about $53 billion a year ago, which had dropped to only $35 billion in April.

This week, we’re talking more like $13 billion.

IOU’s may be a bit extreme to be discussing, but then again, we live in an era of extremes…

Sources:

FDIC in Search of New Buyers (PlanetMoney)

Cartoon via Cagle

[Via http://thereformedbroker.com]

Berlusconi visits Gadhaffi

BBC NEWS | Europe | Italy PM in Libya to meet Gaddafi

Italian PM Silvio Berlusconi is in Libya to celebrate the anniversary of a friendship pact signed last year.

But he will not attend events marking the 40th anniversary of the military coup d’etat that brought Libyan leader Muammar Gaddafi to power in 1969.

Italy occupied the North African country between 1911 and World War II.

Mr Berlusconi’s government has agreed to pay $5bn in the next 20 years to compensate Libya for wrongs committed during its colonial occupation.

Related:

FACTBOX: Lybian investments in Italy.

[Via http://terrorismawareness.wordpress.com]

Saturday, August 29, 2009

Prisoners Dilemma and Boom&Bust

Bank of England prints new money, up to 20%[1] of the money supply.

Stock market rallies hugely, on thin volumes of trading.  Well, that at least has some merit, given quite how far it had fallen.

– But –

an unheard-of 18% fall in investment!  A nominal fall: against what should have to be a 20% rise to retain its value in real terms!  The productive economy is dropping out of competitive measures other than cost-cutting (notably staff costs).

And that 20% of new money gets soaked up by housing, where the price crash has halted since the spring, again on low numbers of transactions!

It’s a prisoners dilemma: do individuals use their money for the overall good, or for personal gain?  In a healthy society, the two would be, well, if not fully aligned, then at least not in stark opposition to each other.

You take out a big mortgage, get security, big tax breaks, and government bailouts if you lose your job.  You rent and save for a house, you get poor security, and you have to live on the savings (including investments) if you lose your job.  So here’s the prisoners dilemma: if the job’s not secure, get the biggest mortgage you can, and put those savings into a house!  Now you’ve lost the flexibility to move for another job!

Repeat over lots of prisoners-dilemma-victims and the economy takes a real hit: the tax-and-benefits system has hobbled it.  Not once but twice: the money sunk into a house is not being invested in the productive economy, and the homeowner has lost flexibility to move!

It seems to me we’re on a timeline with this escalating boom&bust:

2005: house prices take a small fall, quickly “corrected” by low interest rates, 15-20% underlying inflation (M4 money supply), and pouring public money in.

– leading to –

2007: lenders start going bust

2008: house prices take a bigger fall, “corrected” at mindblowing expense to the economy

– leading to –

2010? government starts going bust

2010/11? house prices take a proper collapse, taking the currency and much else with them.

What to do about it?  Well, emigrating again has appeal.  Short of that, I’m putting ever more of what I have into assets that derive value from outside the UK.

[1] and counting, until they pull the plug on Denial.

[Via http://bahumbug.wordpress.com]

28 August 09 (pm)

Beware of people bearing gifts, if they are laptops. Why? How about software that might steal data?

Do we live in a meritocracy? Sort of...

For example: students with low test scores from high-income families are slightly more likely to finish college than students with high test scores from low-income families.

Science

Hubble Deep Field…via Millard Fillmore’s Bathtub:

So, will this video cause an concern on the Texas School board, as Millard Fillmore’s Bathtub suggests?

Probably not:

I know, you can’t use reason to talk someone out of a position they didn’t use reason to arrive at, anyway. But this result at least tells us the depth of the problem.

When asked what they would do if scientists were to disprove a particular religious belief, nearly two-thirds (64%) of people say they would continue to hold to what their religion teaches rather than accept the contrary scientific finding, according to the results of an October 2006 Time magazine poll.

I’ve talked to a lot of people who think that way, and the really mind-boggling part of this is that they consider this attitude to be a virtue.

That is why so many very religious people are conservative: conservatives tend to see the adherence to an ideology as a good thing in and of itself; liberals tend to be a bit more outcome based.

Of course, some conservatives love to play the oppressed victim, even when this oppression is imaginary.

Health Care

Conservatives at a town hall: person said that he doesn’t want to “give up his social security” for “socialism”.

If you think that liberals are all with President Obama: think again:

It is the same with health industry reform. Matt Taibbi of Rolling Stone argues persuasively that Obama was, from the beginning, in the tank with the health insurance/drug/physician/hospital industries and was never serious about making the kinds of far-ranging changes that would improve health care, if those measures went against the interests of those industries. Jonathan Cohn already had pointed out that Obama cut a deal with the drug industry not to seek lower prices. But he did want to create an image of himself as a serious reformer and use fixing the health care system, which is obviously broken, as a vote getter. So he played his Kabuki role.

Obama started out on the campaign trail talking about the virtues of the single-payer system and then falsely asserting, without any argument, that because the employer-based system was already in place, single payer cannot be implemented now in the US, despite evidence to the contrary. This enables him to rule out, right at the beginning, single payer systems as one among the mix of options to be discussed in his health care reform panels.

Then later he says that what is most important to him is not getting good health care reform passed but that it must be bipartisan. Why on earth should bipartisan acceptance be more important than good policy? [....]

Then Obama starts signaling that he is willing to abandon even the limited public option. All this is to lead up to the final scene of the Kabuki theater in which he finally agrees to a system that the health industry would love, such as mandating that everyone buy insurance from the private, profit-seeking health insurance industry with the government paying the premiums of those who can’t afford it, while the insurance companies are given the freedom to continue the treatment-denying policies that is at the heart of their business model.

Harsh, but I don’t agree with it. We’ll see who is right.

[Via http://blueollie.wordpress.com]

Friday, August 28, 2009

Signs of the Times

Since the Year Dot humanity has looked to its end. Instead of concentrating on the here and now, and how we are going to deal with immediate problems, we look to the future and wonder how it will all come crashing down. I can understand the first people being alarmed, wondering if the sun was going to come up in the morning. The first earthquakes, floods, volcanoes, famines and fires must have been seen as signs that the world was in fact coming to an end. Understandable. Then along comes science, reason and enlightenment. Humanity being raised from its baseness and ushered into a new era of understanding and logic. Yeah, right. All science has done is make us more creative in the way we think the world is going to end. Archeology gives us the fateful Mayan end of the world (don’t book any holidays to South America to see the ruins any time after 2012), Astronomy predicts a meteorite strike (and NASA gets its budget slashed, so don’t get your hopes up of Bruce Willis and an Aerosmith soundtrack saving us), Earth Science warns of deathly global warming (and helped former US President Al Gore get an Oscar and a Grammy, talk about a triple threat, for his song and dance routine), and Medical Science gives us the dangers of genetic cloning and eugenics (although I have no problem with cloning Megan Fox and Angelina Jolie, I fear I might be on the ass end of the list).

Science is not the only one prediciting the end of the world, religion has an even more structured prediction. The Apocalypse. The entire last chapter of the Christian Bilble is dedicated to it, the Koran alludes to the Hour and the end of it all, Judaism has the End of Days, Bhudda spoke of destruction (granted its all part of a great cycle), and even the the Norse had their Ragnarok. The Apocalypse, like the Olympics, even has its own mascots. The Four Horsemen. Whilst these heralds of the end are clearly defined in the Christian Book of Revelation, they have found themselves as stalwart icons ingrained into cultural consciousness. These pop culture Riders of Armageddon are Pestilence, War, Famine, and Death. Now, and putting aside the views of those who have studied the Book of Revelation and actually know what they’re talking about, I believe that these pop cultural Four Horsemen of the Apocalypse are saddling up.

Let’s start with Pestilence. A pestilence is any virulent and infectious disease that can cause an epidemic. As we are talking Armageddon here, the common cold and tummy aches don’t qualify. We’re talking bubonic plague stuff here, people, and we’re talking about a pandemic that infects at least two out of every three people (with say a 90% casualty rate). Scary, huh? Fortunately nothing has managed to emerge and wrap humanity in such a deathly embrace. Yet. We’ve got some contenders. HIV/AIDS, Ebola, SARS, Dengue, Malaria, Cholera, and now H1N1. Think of these as the cuddly, lazy great-great grandparents of the Big One that is festering and lurking in the shadows. Our overuse of antibiotics and seriously compromised immune systems (due to diet and environmental factors) have this nasty fellow rubbing his hands together and cackling with glee. Our improved transportation systems and failing health care organisations mean he is going to spread faster and wider than those immature and inefficient ancestors of his. He’s not here yet, but if H1N1 is anything to go by then he’s just around the corner. As for H1N1, we might not even need this Big One. We’ve got the idiotic ‘Swine Flue’ parties held to expose children to the virus (not to mention the other childhood diseases that are just, and in some cases even more, deadly), and the willy-nilly dispensing of drugs that have harmful side-effects, not to mention the rushed push for a vaccine that could in the end be worse than the disease itself through a single careless mistake (remember thalidomide?).

I know mentioning the wars in Iraq and Afghanistan are the same as beating a dead horse, it’s just not the large, wild red horse of War. Now I know than humankind has had a preoccupation with killing each other since the first man realised a sharp stick could kill his buddy as well as it killed an animal being hunted, but we’re throwing religion into the mix again with as much gusto as was displayed during the Crusades. Difference is that the Crusades, while bloody and brutal, entailed a lot of sharp, metallic weapons being poked at and by the opposing factions. There were no assault rifles, rocket propelled missiles with massive firepower in their warheads, no tanks and F-14s, and certainly no thermonuclear devices that have the ability to level a city. One could say that humankind has come a long way since the Crusades, if only in the area of devising deadlier weapons of mass destruction. Moreover, there a couple of nations that one would not want have such power that have managed to acquire it. North Korea and Iran spring to mind, and that are certainly not the West’s BFFs. Israel has probably got the bomb, and if Jordan and Syria don’t, they will soon. What happens when this technology falls into the hands of those nice, unstable African dictatorships? It will be two fingers up to the West when it tries its economic and cultural sanctions. Hell, not only does Venezuela produce Miss Universe’s but also boatloads of oil. Oil means money, money means arms deals, arms deals end in nuclear armaments. President Chavez has no love for the US, how long before he starts handing out nuclear missiles to hostile nations like they were trick or treating kids? Think Afghanistan and Iraq are Wars? World War One and the sequel, World War Two? The Cold War, please. Vietnam, Korea, Timor, and the Crimean War? At least Israel’s record of Six Days will be beaten by the next Big One. With nuclear weapons whizzing overhead and suitcase bombs detonating, it might be more like six minutes.

Ah, Famine. I know what you’re thinking, I’m going to bring up Africa. Well, I should, but I’m not going to harp on it. Just think of the famine stricken regions of the poorest continent as a precursor of the things to come. Remember those images of starving and skeletal Ethiopians, flies buzzing on babies faces as they wailed at the lens? Going to look a lot different when it’s Wisconsin and Suffolk. The real famine is not going to be a shortage of food per se, brought on by drought and weather conditions. I’m sure science will soon find a way to control even the natural elements, and turn seawater into drinkable and usable water on a massive scale (the whales have had a monopoly on it for too long anyway). The real famine is going to be a shortage of money. The 2008/2009 global recession is nothing but a hiccup in comparative scope. The Big One is going to make the Great Depression look like a fun, little adventure. It’s not only going to be investment bankers, car manufacturers, and mortgage companies going belly up, but everyone and everything. Manufacturers will close plants and people will lose jobs. Less will be made, and even less will be able to afford the finite amount of consumer goods produced. No more Pringles workers means no more Pringles. No Twinkies company, no Twinkies. Even Coco-Cola (or as most kids view it today, water) is going to be bankrupt. No more processed foods, including Lean Cuisine. That’s okay, I hear you say, I’ll just plant my own vegetables and raise a cow or two, maybe even some chickens. Where? Your house is gone. Besides, you had much experience farming? Kids aren’t going to be of much help, hardly any of them can identify fresh fruits and vegetables let alone grow them. Perhaps they should change this Horseman’s name. Famine isn’t quite accurate any more. What about, Fiscal (both personal and institutional) Irresponsibility, Horseman of the Apocalypse? I know, it is a mouthful, but at least it is a mouthful of something.

Last, and most certainly not least, is Death. The culmination of the works of  riders Pestilence, War and Famine (Fiscal, both personal and institutional, Irresponsibility). Add to their deeds the rise in violent crimes, murders, suicide as a result of depression and abuse, drug abuse, DUI accidents, texting while driving accidents, bludgeoning people for their Xbox or iPhone, child abuse, fraud, identity theft, and jaywalking. While most of the above result in the physical death of someone, the real Death of Armageddon is the sorry plight of humanity itself. The Death of our own humanity, our civility and common sense is the death we should truly fear. It is this death that allows the Four Horsemen to mount their steeds and begin the march of our extinction. Remember when the term neighbourly actually meant something? Compassion wasn’t not trodding on a person when they are down, but rather giving them a helping hand up. Charity wasn’t giving to stop being pestered, rather it was something done out of kindness. Go ahead, shake your head, mutter that the world has changed and is now a different place. Well, that’s the bloody problem. Humanity has always been selfish, racist, greedy, indulgent and phobic. Our science, enlightenment and even religion have just made us even more selfish, racist, greedy, indulgent and phobic. It’s usually at this point that I give a little ray of hope to the situation, some way of overcoming the disaster presenting itself before us. There’s no point. It’s too late for holding hands and singing Kumbaya. Don’t believe me. Fine. Shut the hell up for a minute, turn off the television, put down the cellphone, take the iPod earphones off, and shut down your hybrid car’s engine. Now, listen. Hear that? Hoof-beats.

[Via http://bibmi.wordpress.com]

Thursday, August 27, 2009

New kid on the block

Hi Guys,

Yes i know your shocked this isn’t munchies.uk speaking.

Im your new writer here on Deadly Aim and I hope to keep you up-to date with all the latest developments in our wonderful word of gaming. To help me do this I thought it would be interesting to know what your favourite gaming pastime was and also what would you like to see more of here at Deadly Aim.

Just leave me a comment & hopefully I will be able to provide you with that fix of gaming news that we all so desperately need.

gunjak

[Via http://deadlyaim.wordpress.com]

Wednesday, August 26, 2009

High security in Britain ahead of G20 summit

2009-03-31

Amid heightened security ahead of the G20 summit in London on Thursday, five people have been arrested by police.

Local media say the suspects are being held under anti-terrorism laws, accused of planning to stage a protest with improvised explosive devices.

With some protest groups vowing to cause chaos, many shopkeepers around the venue are nervous.

One shopkeeper said: “On Thursday we’ll just try to come in. We’ve got our two IDs with us – passport and driving licence – because police are not letting anyone on the roads. So we’ll try to come in, we’ll see how we go, and if there’s a lot of trouble we’ll shut the shops. But it’s a lot of aggravation because we lose a lot of money.”

A local resident said: “I’m just hoping that the meeting they will have will address the world recession, the economic situation around the world especially here in the UK … everyone’s feeling the pinch.”

The British Prime Minister says there is a lot of work to be done to strike a deal on tackling the global financial crisis, but he said he was hopeful.

World leaders have already started to gather, including the Mexican President, who has attended a reception at Buckingham Palace.

President Obama is also due to attend the summit. Debate is expected to focus on restoring global growth and trade and how to improve financial market regulations.

in: http://www.euronews.net/2009/03/31/high-security-in-britain-ahead-of-g20-summit/

[Via http://enmwngen.wordpress.com]

Weekly Market Commentary Week of August 24, 2009

This newsletter was prepared by PEAK and distributed by The Wealth Consulting Group.

The Markets

An extremely weak real estate market helped lead us into this financial crisis. Could a strong real estate market help lead us out? Possibly.

Existing home sales rose a stunning 7.2% in July and July marked the first time in five years that existing home sales rose for four consecutive months, according to the National Association of Realtors. An influx of first-time homebuyers taking advantage of the government’s housing tax credit coupled with improved housing affordability – due to lower home prices – helped drive demand.

While the top line sales number looked good, there were some chinks under the armor. Approximately 31% of the sales in July were considered “distressed” sales. And, in what could be a sign of more trouble down the road, MarketWatch reported that the Mortgage Bankers Association released a survey showing the percentage of residential mortgages either in foreclosure or with at least one payment past due rose to 13.16% in the second quarter – a record high percentage.

Despite the mixed real estate news, the market viewed it as positive and a strong rally last Friday sent the S&P 500 index to a new 2009 high. If the real estate market continues to improve and home prices start to rise, that could help support an even healthier stock market down the road.

Data as of 8/21/09 1-Week Y-T-D 1-Year 3-Year 5-Year 10-Year Standard & Poor’s 500 (Domestic Stocks) 2.2% 13.6% -20.6% -7.5% -1.3% -2.8% DJ Global ex US (Foreign Stocks) 0.5 27.3 -15.8 -5.6 5.0 1.3 10-year Treasury Note (Yield Only) 3.6 N/A 3.8 4.8 4.3 5.9 Gold (per ounce) -0.1 9.5 14.3 15.1 18.3 14.0 DJ-UBS Commodity Index 0.1 8.8 -35.7 -9.4 -2.9 3.8 DJ Equity All REIT TR Index 1.3 9.1 -30.4 -13.1 0.6 8.5

HERE’S A TRIVIA QUESTION FOR YOU: How many bull markets has the United States experienced since 1927? We define a bull market as a rally of at least 20% that was preceded by a decline of at least 20%.

The answer is 26, according to Bespoke Investment Group. Interestingly, 10 of those bull markets occurred during the decade of the 1930s. Overall, the stock market was horrible during the 1930s as the S&P 500 index had a total return of 0.0% for that depressing 10-year stretch, according to Vanguard. Doesn’t it seem a bit odd that a decade could have 10 bull markets yet still end the period with absolutely zero return?

The reason for this oddity is that some of the best bull markets happen within the context of a long secular bear market. These “snapback” rallies may be powerful and alluring. They may lull unsuspecting investors into thinking that all is well. But, just when the majority is breathing a sigh of relief, the market may do what it does best – drop anew and confuse all but the sharpest investors.

Could the current rally simply be one of those snapback rallies that ensnare unsuspecting investors?

Bears point out that between the September 1929 bull market high and the mid-1932 bear market low, there were four bull markets – one of which was a 46% rally that lasted 148 days. Yet, during that nearly three-year period, the stock market still lost more than 80% of its value. The bears say the current rally is a snapback rally that will give way to further declines down the road.

Bulls, by contrast, say the current rally, which has driven the S&P 500 up 52% since its March 9 low, is so strong that it heralds a new bull market as opposed to just being a bear market rally. Supporting their claim is recent data that suggests the economy is finally starting to stabilize.

So, who’s right? The bulls or the bears?

Ironically, they both could be right. By definition, we’re clearly in a bull market. However, that does not preclude another drop of 20%, which would signal a new bear market. This 20% drop could happen in the next 90 days or it might not happen for two or three years. Like all investors, we have no way of knowing with precision when the next 20% drop will happen. Instead, we take the news as it happens and do our best to adjust accordingly to help meet your goals and objectives.

Weekly Focus – Think About It

“Learn every day, but especially from the experiences of others. It’s cheaper!”

– John Bogle

www.threefishlimit.com

[Via http://threefishlimit.wordpress.com]